Is my budget data private?

Yes. All income and expense data is stored only in your browser's localStorage. Nothing is sent to any server — your financial data never leaves your device.

Can I add custom expense categories?

Yes. Use the '+ Add row' button in the Income or Expenses section to add any custom category with any amount.

Is this a Mint alternative?

Yes. After Mint.com shut down in January 2024, many users needed a simple free alternative. This budget planner works offline, requires no account, and keeps all data on your device.

Free · Private · No signup

Monthly Budget Planner

Track income and expenses month by month. See your savings rate at a glance. Everything stays private in your browser — no account needed.

Income

Expenses

Savings

Savings rate

Expenses 0% Savings 0%

Income

Expenses

Expense breakdown

A free Mint alternative — no account, no server

Mint.com shut down in January 2024, leaving millions of users without their go-to budgeting tool. This budget planner fills that gap with the simplest possible approach: your data stays in your browser, no bank link required, no email address needed.

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Month-by-month tracking

Navigate between months with the arrow buttons. Each month stores its own income and expense data independently, so you can compare over time.

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Completely private

Unlike Mint, YNAB, or Copilot, this tool never connects to your bank accounts and never sends your financial data anywhere. Everything lives in localStorage on your device.

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Savings rate

The 50/30/20 rule suggests saving at least 20% of income. This planner shows your savings rate instantly so you know where you stand every month.

Pair this with the compound interest calculator to see how your monthly savings grow over years, or the salary calculator to understand your monthly take-home from an annual salary.

Frequently Asked Questions

Is my financial data private?

Yes. All budget data is stored exclusively in your browser's localStorage. Nothing is ever sent to a server, connected to a bank, or shared with any third party. Clearing browser data would erase it.

Can I track multiple months?

Yes. Use the ‹ and › arrows to move between months. Each month is stored independently so you can look back at previous months or plan ahead.

Can I add custom categories?

Yes. Click "+ Add row" under Income or Expenses to add any category with any name and amount. You can also edit or delete existing rows.

Is this a good Mint alternative?

For simple monthly budgeting, yes. This planner handles the core need: tracking income vs. expenses per month. It doesn't connect to bank accounts (a privacy feature, not a limitation).

Can I export my budget?

Yes. Use the "Export all months (CSV)" button in the month bar to download every saved month's income and expenses as one CSV file, ready for Excel or Google Sheets.